Skip to content
Search AI Powered

Latest Stories

Marijuana Saves You Money on Health Insurance New Study Reveals

A recent study sheds light on a positive consequence of medical cannabis legalization—reductions in individual health insurance premiums.

A recent study sheds light on a positive consequence of medical cannabis legalization—reductions in individual health insurance premiums.
A recent study sheds light on a positive consequence of medical cannabis legalization—reductions in individual health insurance premiums.

Medical cannabis legalization has long been a topic of debate, with proponents touting its potential health benefits and critics raising concerns about potential negative societal impacts. 

However, a recent study conducted by researchers from Bowling Green State University in Ohio and Illinois State University has shed light on a positive consequence of medical cannabis legalization—reductions in individual health insurance premiums. The findings, published in the International Journal of Drug Policy, offer valuable insights into the economic implications of medical cannabis laws and their potential to alleviate financial burdens on households.


Legal Weed’s Positive Impact on Health Insurance Premiums

The study's comprehensive analysis delved into the impact of state-specific medical cannabis legalization laws on individual health insurance premiums. By comparing trends in premium costs across states with and without medical cannabis legalization over an eleven-year period (2010 to 2021), the researchers were able to draw insightful conclusions.

Contrary to initial concerns that medical cannabis legalization might lead to increased medical care costs and subsequently higher insurance premiums, the study revealed a different narrative. In fact, the researchers found that health insurance premiums for individuals in states with medical cannabis legalization were notably lower compared to states where cannabis remained illegal.

15% THC Can Save You 15% on Your Health Insurance* 

The study's results highlighted a significant reduction in annual per-enrollee premiums, particularly in states with medical cannabis laws. Starting seven years after the implementation of medical cannabis laws, the researchers estimated an average reduction of approximately $1600 per year in premiums. These savings were found to be appreciated not only by cannabis users but also by non-users in states with medical cannabis legalization.

Furthermore, the researchers projected that if medical cannabis laws were enacted on a national scale, the potential savings could reach a substantial $16.8 billion, representing a considerable financial relief for individuals and households.

One of the notable findings of the study is the potential alleviation of healthcare expenses for individuals. As healthcare costs continue to outpace inflation, with health insurance premiums accounting for a significant portion of household budgets, any reduction in premiums is of great significance. In the U.S., households that obtain health insurance on the individual market spend around 20% of their household budget on healthcare-related expenses, including insurance premiums. With medical cannabis laws in place, these households could experience appreciable relief in financial burdens.

The findings align with previous research that has pointed to the potential benefits of medical cannabis implementation. Notably, medical cannabis legalization has been associated with reduced Medicaid costs and lower utilization of opioids and other prescription medications among patients. The study adds another layer to the positive outcomes of medical cannabis laws, demonstrating how they can impact healthcare costs for individuals in a tangible and positive way.

The study's results provide a compelling argument for the potential economic advantages of medical cannabis legalization. By examining the relationship between medical cannabis laws and health insurance premiums, the researchers offer a unique perspective on how cannabis policy can have far-reaching effects beyond medical treatment. 

With the ever-increasing burden of healthcare costs on households, the study's findings offer a glimpse of hope for financial relief and improved accessibility to quality care. As the medical cannabis landscape continues to evolve, policymakers, healthcare providers, and individuals alike should consider the broader implications of these laws in shaping a more affordable and accessible healthcare system.

* It can’t. That was a joke.

More For You

Weed Makes Me Introspective: When Cannabis Causes Us to Reconsider Our Life Choices

Weed Makes Me Introspective: When Cannabis Causes Us to Reconsider Our Life Choices

Pot Prompts Self-Reflection

Being stoned comes with a wealth of side effects – some of which are just part of the fun, while others have been known to get smeared all over a person’s psyche, causing them to gawk out the window every thirty seconds to see if the cops are coming up the stairs.

Perhaps the least discussed byproduct of the bud, however, is its uncanny ability to send the user into a maddening state of introspection. Cannabis can make individuals more attuned to their bodily sensations, emotions, and inner thoughts, which can contribute to this introspective state. Weed can often inspire the high-minded to start questioning their life choices, setting them on a path of self-doubt, self-loathing, and self-destruction.

Keep ReadingShow less
Best Smoking Games to Try with Friends - The Bluntness

Best Smoking Games to Try with Friends - The Bluntness

Photo by Rumman Amin on Unsplash

Best Smoking Games to Try with Friends

If you’re looking for a fun way to enjoy and celebrate cannabis with your friends, why not get silly competitive with one or more weed games?

You can even adapt your favorite drinking game to include cannabis for a fun twist. There are quite a few ways to combine friendly competition and fire ganja – in fact, you can incorporate cannabis into pretty much any game you want to. That being said, these are our top selections of fun weed games to play with your favorite stony companions.

Keep ReadingShow less
The Truth About THC Candle: Cannabis Candles & How to Make Your Own - The Bluntness

The Truth About THC Candle: Cannabis Candles & How to Make Your Own - The Bluntness

Cannabis Candle Facts & DIY

The Truth About THC Candle: Cannabis Candles & How to Make Your Own

There are several different ways to consume cannabis, and some of them don’t even involve actual consumption. Cannabis candles are beginning to take over the candle game, allowing cannabis enthusiasts to enjoy the smells they’re used to having to cover up and hide: the danky goodness of weed.

As cannabis becomes less stigmatized in modern culture, people are beginning to come out and admit to their cannabis use. While smoking weed used to be something people felt they had to keep on the down low, the culture is becoming increasingly mainstream and the scent is now sought after rather than condemned. Many cannabis candles feature complex scent profiles, including notes of amber, which contribute to a rich and layered aromatic experience.

Keep ReadingShow less
image of a circle of doctors and surgeons standing over and looking at a patient on operating room table
New Study Confirms Medical Cannabis Benefits in Cancer Care—Time for Policy to Catch Up
Photo by National Cancer Institute on Unsplash

Cannabis & Cancer: The Evidence Is In—So Why Is the Medical Establishment Still Dragging Its Feet?

If you've ever watched a loved one battle cancer—or been on that journey yourself—you already know the harsh truth: the pain is real, the nausea is relentless, the appetite is gone, and the side effects of treatment often feel worse than the disease. So when patients say cannabis helps, it shouldn’t take 10,000 studies for the medical community to take them seriously.

And yet, here we are.

Keep ReadingShow less
Cannabis and Aging: A Groundbreaking Study Challenges Long-Held Beliefs - The Bluntness
Cannabis and Aging: A Groundbreaking Study Challenges Long-Held Beliefs - The Bluntness
Giphy

Aging & Cannabis: New Findings

For decades, cannabis has been widely regarded as a substance with potential cognitive risks, particularly when used over long periods. Governments across the globe have classified it as a controlled substance, citing concerns about the effects of marijuana use, including memory loss, diminished executive function, and long-term neurological impact. But new research is challenging this long-standing assumption, suggesting that cannabis use may not be linked to age-related cognitive decline—and might even be associated with better cognitive preservation over time.

A recent study published in PubMed (NIH, 2024) followed over 5,000 men for more than four decades to analyze the long-term cognitive effects of cannabis use. The results? Men with a history of cannabis use experienced less cognitive decline from early adulthood to late midlife compared to those who never used cannabis.

Keep ReadingShow less